The Occupiers’ Liability Act was recently amended, which has important impacts on slip and fall or trip and fall accident lawsuits. Let us delve in the details to see how the changes will affect slip and fall lawsuits.
If an injury or illness has left you with chronic physical or emotional pain, you deserve to find relief. It is difficult to navigate that path without assistance; insurance is not always responsive or helpful. Many long-term disability claims are denied due to trivial details in the fine print, which is why it’s important that you understand your rights and know when to involve a lawyer.
Invisible Injuries
Sometimes injuries are not immediately apparent to the external observer. These can include agonizing soft tissue injuries sustained from slip-and-fall incidents or vehicular accidents. Muscular sprains and strains can be difficult to pinpoint, but result in a loss of movement or ability and can affect quality of life. A lawyer is needed to pinpoint the cause of this injury, explain the important effects on the life of the victim, and rule out the possibility of a pre-existing condition. Invisible injuries can also refer to traumatic brain injuries that can result from catastrophic falls or accidents that involve a blow to the head. Concussions, spinal cord injuries, cognitive impairments, and memory loss are some of the conditions that can significantly affect the victim and require costly medical care. The appropriate combination of witness testimony and medical data can make a difference in proving these cases and obtaining appropriate monetary damages to provide the necessary care.
Psychological Distress
It is extremely common for a victim to experience psychological impacts such as anxiety, insomnia, and terror following an accident or severe illness. PTSD, anxiety, stress and depression are conditions that sometimes develop as a result of the trauma that accompanies an accident or illness. Emotional discomfort is a highly personal form of pain that varies greatly from person to person. There is no single prescription or rule for this, so it is often difficult to prove when these psychological signs of distress are the direct result of a specific incident. If you experience any of these conditions, a lawyer can assist you in proving the legitimacy of your claim and obtaining the results you deserve.
Multidisciplinary Care
When you have a chronic health condition, a multidisciplinary care team is usually recommended. This group of healthcare professionals, such as nurses, dietitian, experts in the treatment of chronic pain conditions and psychologists, collaborate to deliver high-quality, coordinated care to patients. Obviously, the care provided by a group of specialists yields more comprehensive benefits than that provided by a single professional, but often insurance companies do not want to cover that additional expense. A qualified legal team will promote your best interests to help ensure you get the highest quality care possible.
Long-Term Disability Denials
When chronic pain and suffering is linked to a long-term disability, insurance alone is not an automatic solution. Claims are frequently denied if you have insufficient medical evidence to prove sufficient impairment. Insurance companies sometimes incorporate surveillance to show inconsistency between claims and actual life experiences. Occasionally, insurance companies will insist on a second opinion, setting you up for inconsistent medical reports that present a platform for claim denial. Legal representation will help to ensure you are protected from these unfair denials.
If you struggle with chronic pain, physical or psychological, know your rights and consider hiring legal representation to help protect them.