If you or a loved one becomes injured in a bike or pedestrian accident, your first focus is seeking medical attention and recovering from any injuries. However, it is also important to pursue justice before time runs out. The more you know about your rights, the better position you’ll find yourself in to defend them.
Insurance Claims
When injured in a bike or pedestrian accident, injured persons often first turn to their health insurance to pay for their injuries. Some people may also make claims on their existing auto insurance. However, you may be able to make a claim on the car insurance of the responsible driver. This is the case even if you don’t own a vehicle and don’t have any automobile insurance for yourself.
You may also become eligible for long-term disability benefits. To accomplish this, you need to build a strong case to prevent or defend long-term benefits denials.
Reverse Onus
In Ontario, injured persons have additional protection under reverse onus provisions. This puts the burden of proof on the driver to show that you are the one at fault. In cases like these, drivers may suggest that the accident was caused by your negligence.
Examples include the following allegations:
- You were drunk or otherwise impaired by substances.
- You were distracted by a cellphone, another object, another person or a pet.
- You unexpectedly stepped out into the street or swerved into the street.
- You were behaving recklessly at the time of the accident.
Long-Term Disability
If you have been in an accident, it may seem guaranteed that you will qualify for long-term benefits, but this is not always the case. Denials frequently happen because claims might not include adequate information. This might include medical information or details of the accident.
Insurance companies can also stoop to some unbelievable levels to disprove your claims and keep money in their pockets. They might pay people to watch your every move or insist on getting a second opinion from another doctor. All of these are factors that could undermine your claims and make it difficult to get the help you need.
Legal Representation
When suffering from accident-related injuries, seeking out an Ontario attorney might be the last thing on your mind. Even so, we can help you get the medical attention you deserve and the resources to cover the cost. We also have professionals that are ready to reconstruct cases and defend your claims in or outside of a courtroom. If the insurance company denies your claim, our early start gives us an intimate understanding of your case, so we can advocate on your behalf.
At Trianta Law, we proudly serve the people of Ontario. From the greater Toronto area to Barrie and Richmond Hill. We work hard to prevent insurance claims denials on behalf of our clients.
With our no-fee guarantee, you can focus on recovering while we pursue fair compensation for your injuries. Schedule your free consultation today.