Automobile
Accidents
If you or someone you love was injured in a motor vehicle accident, getting legal advice early can make a major difference in protecting your rights and your financial recovery.
After a collision, you may feel overwhelmed by paperwork, insurance adjusters, and medical appointments. We guide you through the process and help you pursue the compensation you are legally entitled to if your accident happened in York Region, Toronto, and the GTA, including Markham, Richmond Hill, Vaughan, Aurora, and Newmarket. We also serve clients throughout Durham Region, Peel Region, and Simcoe County.
After an accident in Ontario, you may be able to claim compensation from:
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Your own insurance company
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The insurer of the vehicle you were riding in (if you were a passenger)
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The insurance company of another involved vehicle
We determine which insurer must pay — and deal with them directly so you don’t have to.
You May Have Two Separate Claims
Many injured people don’t realize they can pursue two different claims at the same time:
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Accident Benefits Claim (No-Fault Insurance)
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Tort Claim (Against the At-Fault Driver)
Each claim covers different losses. We make sure you pursue both where appropriate so you don’t leave compensation behind.
Your Accident Benefits Claim (No-Fault Insurance)
You are entitled to accident benefits no matter who caused the crash. These benefits help pay for treatment, care and income support while you recover.
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The “Minor Injury” Classification (MIG)
Insurance companies often tell injured people their treatment is limited to $3,500 under the Minor Injury Guideline.
Many injuries are wrongly placed in this category.
With proper medical evidence, available treatment funding can increase to up to $65,000 in medical and rehabilitation benefits. We work with qualified medical professionals to properly document your injuries and challenge improper classifications.
Do not rely only on the insurer’s assessment — it may significantly reduce your recovery.
Catastrophic Injury Claims (CAT)
Some accidents cause life-altering physical or psychological injuries. When an injury qualifies as catastrophic, available benefits increase dramatically — up to $1,000,000 in medical and rehabilitation coverage.
These cases require extensive medical evidence and experienced legal guidance. We coordinate specialists, rehabilitation experts and care planners to help ensure you receive lifelong treatment and support funding.
Insurance companies frequently dispute catastrophic designations. Strong advocacy is often essential.
Your Tort Claim (Against the At-Fault Driver)
If the accident resulted from another driver’s negligence, you may also be able to bring a claim against that driver, in addition to accessing your accident benefits.
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A tort claim may compensate you for:
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Pain and suffering
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Lost income and reduced earning ability
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Lost educational or career opportunities
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Housekeeping and home assistance
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Out-of-pocket expenses not covered by insurance
Ontario law includes strict thresholds and limitations — which is why proper legal advice early on can be critical.
Speak With an Ontario Car Accident Lawyer
Car accident claims involve strict deadlines, complex insurance rules, and significant financial consequences. Early guidance helps preserve evidence and maximize your compensation.
Free Consultation
If you or a loved one was injured in a motorcycle accident — or your insurance claim was denied — early advice can protect your rights.
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Contact Trianta Law to discuss your accident benefits or tort claim if you were injured in York Region, Toronto, and the GTA, including Markham, Richmond Hill, Vaughan, Aurora, and Newmarket. We also serve clients throughout Durham Region, Peel Region, and Simcoe County.
